Let’s Talk About Money

Posted 17.11.2020

If you are worried about money, you are definitely not alone.  Most of us shy away from conversations to do with money and would rather change the subject.  Talk Money is a campaign running in November which encourages us all to open up conversations with people we trust about this aspect of our life.  It is always important but especially so at the moment with Christmas coming up and the challenges of the pandemic.

Being on a low income or in debt can be isolating, but research shows that people who talk about money often feel less stressed. Even if your family can’t support you financially, just talking to a friend or family member can often feel like a massive weight has been lifted. They may be able to open the letters you cannot face, or they may be able to go with you when you get advice.

Talk openly and honestly – don’t feel that money is a taboo subject. If you can’t talk to a friend or family member, contact an advice centre. There is no need to feel embarrassed or judged. Advisers talk to people every day about their money problems. They can provide advice and support which is free, confidential, and independent.

Choose the people you talk to carefully.  Always use a free, independent advice service, like those listed below. Trusted organisations such as these will help you to keep safe. Unfortunately, there are people who may try to take advantage of your situation; and it is important to safeguard yourself against scams. Services such as Facebook Community Groups, WhatsApp Groups and the Nextdoor social network (that send neighbourhood alerts) can be great ways of staying in touch with those around you and gathering information. However it can be difficult to know exactly who you are dealing with; and therefore who to trust.  So if you need advice on benefits or debt, always use a free service.

Where to find advice and support with money matters

FREE and CONFIDENTIAL services are available, see below for examples

Nottingham Ask Lion                  Notts Help Yourself

Derby City Council                      Derbyshire County Council

Citizen’s Advice                           Money and Pension Service

Money Advice Service                 Money Saving Expert

Remember, if you or anyone you know is worrying about money there is help available!

Nottinghamshire and Nottingham city residents can also get help with energy bills through the Warm Homes Hub, which may also be able to help with food parcels and prescription collections during the COVID-19 crisis.


  • report it to Action Fraud on 0300 123 2040
  • if you need advice, call the Citizens Advice Consumer Helpline on 0808 223 1133
  • If you are in immediate danger, contact the police on 999
  • contact your bank

BBO is having a significant impact on individual lives, supporting people to increase their confidence, independence and achieve their employment aspirations.

See what our participants have to say in these case studies …

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